How Home Ownership Can Bring Happiness to Your Life
Over my many years of personal therapy, I have noticed something quite interesting. When counseling patients that had made the decision to purchase a new home, their overall attitude toward life changed…for the positive. The process of purchasing a home can be a key to short term happiness and can act as a spring board for a paradigm shift in ones life. Coupled with counseling services, the purchasing of a home can be very therapeutic.
Purchasing a new home, for many people, brings a welcomed distraction to the otherwise abundantly obvious issues one may be dealing with. After the home purchase is over many experience a feeling of accomplishment and self-satisfaction that bleeds into the other aspects of their life.
If you have enjoyed home ownership for years and buying a home is nothing new or exiting for you. The process of buying a home can still be therapeutic for you. Look into a home purchase in an area that itself is therapeutic. Buy a home in the mountains or purchase an investment property in Hawaii.
The key here is finding some happiness and a positive distraction while making a sound investment decision.
Turn Your Home Ownership Dreams into Realities and Start Living
Home ownership is a shared dream among countless American families and investors. However, the age-old debate between owning or renting a home continues across the industry. While renting has certain benefits – why would you pay your landlord’s mortgage for him or her?
Similarly, you will still be responsible for maintain and up-keeping the property so long as you are a tenant. According to industry experts, buying a home is truly a better option than renting one. For one, homeowners get additional tax benefits – including having their mortgage interest being totally free.
Second, homeowners are only responsible for property taxes, and do not have to worry about monthly mortgage fees. Third, owning a home gives you the freedom to maintain your property as you life -so long as it meets your HOA and deed requirements.
The Many Benefits of Home Ownership
Home ownership is one of the best ways to establish equity and even increase your credit ratings. It can also be used as collateral for other purchases – and once your mortgage is paid off – you can borrow money against your equity.
The Master Bedroom is Crucial for the Therapeutic Aspect of Home Buying
For many people, their master bedroom in their home is there sanctuary. If one of the reasons for buying a home is the therapeutic aspects, its critical that we focus on the master bedroom.
Make sure the master is large enough and creates a sense of well being. You want neutral colors to create a feeling of solace in the master bedroom. This, for many patients, becomes their sanctuary and place for mediation.
Buying a Home Makes Sense
Why settle for costly rental homes or apartments when you can use that money to invest in a home? The current market forecast is simply great for home ownership and investments. In fact, there is more money on the market – and the fiscal housing crisis of years past is no longer relevant.
Add current all-time low interest rates and you truly got it made. All you have to do is connect with a local realtor who can showcase the latest homes for sale in your immediate area.
Here are some more benefits of owning homes – rather than renting them:
• As mentioned above, home ownership is a lifelong investment that builds equity and financial gain.
• Property ownership also gives you the freedom to do what you want with your home.
• You can save money on costly home or apartment rentals, which can be used for home maintenance – upkeep – or HOA fees.
• You only have to deal with property taxes – but that too can be deferred until the end of the year.
• No more worries about monthly mortgage payments, rental fees, or noisy neighbors in apartment buildings.
• You have the freedom to finance your home purchasing, as well as take out primary or secondary mortgages to help you meet all financial – closing costs.
• Homes are synonymous with tranquility and serenity – especially in gated, safe and deed-restricted areas.
• Home ownership is something than can be passed on to your children or grandchildren as well.
Turning Your Home Ownership Dream into Reality
Home ownership does not have to be a long-lost dream. In fact, more people are buying homes across the country than ever before. You can also take advantage of home loans, including FHA and even income-sensitive subsidizations.
A huge key in seeing all of the therapeutic benefits of buying a home is making sure that the home buying process doesn’t add too much undo stress to your life. A key part of the success of home buying therapy is choosing someone who is dependable and controls the situation on your behalf. That means that choosing the right real estate agent is crucial for success.
This is the best way to make your ends meet, while ensuring you have enough cash-flow for closing and other costs. For more information on buying a home, simply contact your local real-estate agent or firm today.